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The No-Fail Formula for Successful Purchase Agreements
The No-Fail Formula for Successful Purchase Agreements
📢READ THIS IF you're a Realtor or Pre-approved Buyer that has recently had a contract fall thru
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15%+ of signed purchase agreements are falling through. As a local mortgage lender, my mission is to do a better job setting expectations as the market remains volatile.
🤝Here is what I've been doing to help my buyers & realtor partners reduce fallout.
I've reached out to every pre-approved buyer/lead to bring them up to speed on current payment estimates based on market rates. Many don’t realize the 6.5% I quoted them in August is long gone.
I advise them to get an insurance quote that’s tied to their current price range/property type now. Because insurance premiums are on the rise 📈 across the country (*Especially Here in CA), this helps everyone get aligned on accurate, all-in payment estimates. No more sticker shock.🚫
My team & I run payment estimates before you/your client makes an offer. 🤯 I can’t believe how many buyers are making offers without having an accurate total payment estimate.
Bonus tip: For very payment sensitive buyers, I advise the Realtor to negotiate a 1% seller credit after they’ve come to an agreed upon price. For example, if the agreed upon price is $500k, the final contract price will be $505k with $5k back to the buyer to buy down their rate & lower their payment.
If your lender is not doing this, please call me. 😉
➡️ Follow me to get mortgage ready @SamLendsMoney
📱 (559) 513-5314
📧 team@samlendsmoney.com
