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What Our Customer Are Saying

Me and my wife were first time home buyers and with how easy Sam made the experience, it did not feel like it! Would recommend to anyone, especially first time home buyers.

Carlo Del Real

Sam and his team did an excellent job with helping me buy my home. They made the process easy for me and were always available to answer all of my questions. I highly recomend Sam and his team at Alameda Mortgage Corporation to anybody looking to buy a home!

Jose D Martinez3

SAM LENDS MONEY is the best in the business. He took me serious from day one. I recommend Sam to anyone who is trying to make there home owner dreams come true. He was there day and night and answered all of my question. It was a pleasure and a dream come true working with you. I look forward to doing it again.


This is the second transaction we have used Sam and he is the best in the business. He goes above and beyond in working for you and you always feel he has your best interest. We couldn’t be happier in our new home and we know Sam was instrumental in helping us get in it.


Hey listen, if your looking for a no nonsense lender that will tell you exactly what you need to do to get it done. Sam is your guy. I’ve been investing for the past 10 years and people like this are hard to find. It can be 10 am or 10 pm and you Still won’t be left hanging come closing time. All lenders can talk a big game, but the real closers know what to do in the last 72 hrs of escrow.

Ruben MF Casas

Good communication through the process such as weekly updates of loan process . Sam answered all my questions and was very knowledgeable. Would definitely recommend to friends and family.


Sam Lends Money
is Quick and Easy.

We know that you don’t always want to talk to someone to get a rate quote and costs.

Without complicated forms or speaking with aggressive salespeople
Without providing your Social Security number
Without damaging your credit score

Our Products

No matter your situation, Sam Lends Money has a solution.


As a direct lender, we handle all your mortgage needs in-house. That means a streamlined application and approval process, faster closing, and our flexibility to make your dreams of homeownership a reality.


Access the equity in your home, get a lower interest rate, or switch from an adjustable-rate to a fixed-rate loan. If you’re looking to refinance, let’s determine your eligibility and get you moving.


No-down-payment option available.
Loan is guaranteed by the government.
No mortgage insurance requirements.


Down payments as low as 3.5%.
FICO as low as 580.
Loan is guaranteed by the government.


Down payments as low as 3% – can come from gift funds.
Fixed and Adjustable Rate Mortgage (ARM) options.
Affordable lending options with many great loan programs.

Down Payment Assistance

Up to $11,000 toward down payment and closing costs.
Must be first time homebuyer and occupy as primary residence.
Deferred junior loan amount up to 3.5% of purchase price.

Why We Are Growing So Fast.


Quick Rates Quotes.


Quick Loan Estimates.


Transparency In The Loan Process.

Quick Rate Quotes.

Quick Loan Estimates.

Transparency in the Loan Process.

Prequalify Two Ways:

Answer 7 simple questions and we’ll quickly assess your situation and search for the best refinance options. In as little as 2 minutes we’ll match you to your best loan options.

No complicated forms. No credit check. No Social Security number required.


Online resource for a stress-free process, incredibly low rates and amazing service.

Or Speak With One Of Our Highly Trained Specialists

We’ve created an incredible, fast and streamlined mortgage process to save you thousands in costs.

Call us

(800) 450-2010 Ext. 5778

What’s The Right Solution For You?

No matter your situation, Sam Lends Money has a solution.

I’m purchasing
a house.
My mortgage payment
is too high.
I need to consolidate
My interest rates
are too high.

Better Deal Guarantee

If another lender has a better deal, send us their loan estimate within 3 business days and if we can’t match $500 we will give you a $50 visa gift card. We’re confident in our rates and we want you to be too.