Sam Okenyi Jr. · Mortgage Loan Originator · NMLS #1106100
Mortgages,
minus the mystery.
Residential and commercial lending across the Central Valley — one originator, direct answers, no phone trees.
Lending for residentialresidential
PAYMENT ESTIMATOR
Run your numbers.
Drag the sliders. The math is instant and stays on your device.
Estimate only — principal & interest, excludes taxes, insurance, HOA & MI. Not a quote, offer of credit, or commitment to lend. Rates vary by profile & program.
THE FEED
Daily lending,
documented.
Follow @samlendsmoneySERVICES
If it has a roof,
I can finance it.
Residential
FHA, conventional, and first-time buyer programs. From pre-approval to keys, built around your timeline.
Commercial / SBA
Owner-occupied commercial, investment property, and SBA lending for Central Valley business owners.
Refinance
Lower the rate, shorten the term, or pull equity out. A five-minute call tells you if it pencils.
HOW IT WORKS
Three steps. That's the whole process.
Reach out
Call, DM, or send the form. You talk to Sam — not a call center, not a junior rep.
Get matched to the right loan
Access to 200+ lenders through NEXA means the loan fits you, not the other way around.
Close fast
Clean files close in as little as 21 days. You get updates at every milestone, not silence.

ABOUT
One originator. The whole way through.
I'm Sam Okenyi Jr. — a mortgage loan originator at NEXA Mortgage, born and built in the Central Valley. For over a decade I've done one thing: get people from “can we afford this?” to keys in hand, fast.
My clients get my cell, straight answers, and a process measured in days, not months. Residential or commercial, first home or fifth — if it has a roof, I can finance it.
SAM OKENYI JR. · NMLS #1106100 · NEXA MORTGAGE
CONTACT
Start the
conversation.
Tell me what you're working on. I'll come back with real numbers, not a sales pitch.

