Sam Lends Money

Sam Okenyi Jr. · Mortgage Loan Originator · NMLS #1106100

Mortgages,
minus the mystery.

Residential and commercial lending across the Central Valley — one originator, direct answers, no phone trees.

Lending for residential

Start Your LoanQuick intro | No credit impact
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PAYMENT ESTIMATOR

Run your numbers.

Drag the sliders. The math is instant and stays on your device.

EST. MONTHLY PAYMENT — 30YR FIXED$2,560PRINCIPAL + INTERESTGet a real quote

Estimate only — principal & interest, excludes taxes, insurance, HOA & MI. Not a quote, offer of credit, or commitment to lend. Rates vary by profile & program.

21-DAY CLOSEFHA / CONVENTIONAL / COMMERCIALCLOVIS + FRESNO, CANMLS #1106100

SERVICES

If it has a roof,
I can finance it.

01

Residential

FHA, conventional, and first-time buyer programs. From pre-approval to keys, built around your timeline.

FHACONVENTIONALFIRST-TIME
02

Commercial / SBA

Owner-occupied commercial, investment property, and SBA lending for Central Valley business owners.

COMMERCIALSBAINVESTMENT
03

Refinance

Lower the rate, shorten the term, or pull equity out. A five-minute call tells you if it pencils.

RATE & TERMCASH-OUT

HOW IT WORKS

Three steps. That's the whole process.

STEP 01

Reach out

Call, DM, or send the form. You talk to Sam — not a call center, not a junior rep.

STEP 02

Get matched to the right loan

Access to 200+ lenders through NEXA means the loan fits you, not the other way around.

STEP 03

Close fast

Clean files close in as little as 21 days. You get updates at every milestone, not silence.

Sam Okenyi Jr., Mortgage Loan Originator

ABOUT

One originator. The whole way through.

I'm Sam Okenyi Jr. — a mortgage loan originator at NEXA Mortgage, born and built in the Central Valley. For over a decade I've done one thing: get people from “can we afford this?” to keys in hand, fast.

My clients get my cell, straight answers, and a process measured in days, not months. Residential or commercial, first home or fifth — if it has a roof, I can finance it.

SAM OKENYI JR. · NMLS #1106100 · NEXA MORTGAGE

CONTACT

Start the
conversation.

Tell me what you're working on. I'll come back with real numbers, not a sales pitch.

Submitting doesn't pull credit or create an application.